Washington Short Term Medical Insurance Overview
Peace of mind protection
No matter what your situation, you don’t have to risk going without health insurance. When you’re between permanent health insurance plans, an Assurant Health Short Term Medical plan will provide the dependable financial protection you need at a price that’s affordable. It’s a smart way to feel safe.
Here’s what you need to know to get started:
- Next-day coverage is available
- Plans come with a choice of deductible and coinsurance options
- Coverage can be purchased for 30 to 360 days (varies by state)
- Pay month-to-month or save 20% by making a one-time, up front payment
- You choose your own doctors and hospitals
- Ensure your satisfaction with our 10-day money back guarantee
Choose from two temporary health plans that are designed to fit your unique needs and budget. For maximum protection, choose our Washington Short Term Medical Insurance plan. If you’re willing to limit your benefits in order to pay a lower premium, try our HealthSaver® Limited-Benefit plan.
Since Short Term Medical plans provide coverage for unexpected illnesses and accidents, they do not cover treatment for pre-existing conditions. If you need coverage for a pre-existing condition, COBRA may be a better option.
Following is a very brief description of the important features of the policy. This is not the insurance contract and only the actual policy provisions will govern. Please refer to the policy for a detailed description of the rights and obligations of both you and Regence Life and Health Insurance Company.
This short-term medical policy is non-renewable.
Individual InterMSM Medical Insurance
InterM is designed for healthy people who have a temporary need for medical coverage. InterM gives you peace of mind by providing coverage for injuries and sudden-onset illnesses.
Medical Coverage for 30 to 185 Days
Valuable medical protection on a short-term basis for people who are:
- Between jobs, laid off, or on strike.
- Waiting to be covered under a group medical plan.
- Waiting for issuance of an individual contract.
- Recent graduates.
- Starting a business.
- Taking time off from school.
- In need of temporary medical insurance.
Eligibility
You are eligible for this policy if you and any family members who apply for coverage:
- Are under age 65 and will remain under age 65 for the term of the policy.
- Unmarried dependent children must be:
- under age 25
- dependent upon you for support. Generally, the child must live with you. The exception is when you are legally required to pay for part of the child’s support and there is no court order requiring that someone else provide insurance for the child.
- Are not eligible for Medicare.
- Are not pregnant. If any member of your family is pregnant, you may not apply for coverage until the pregnancy terminates.
- Are not covered under any other hospital or medical plan.
Temporary Coverage
InterM is designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace permanent coverage. However, if the temporary need continues, you may apply for one new policy within a 12-month period.
Important Note: There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.